GET OUT OF LINE | 580-234-4334

garfield county

What is UM insurance?

Guthrie man lucky to be alive after hit-and-run motorcycle accident

This guy is lucky his injuries weren’t worse.  The driver sped off.  Now, he is left to pay for his injuries on his own.  What can he do?  Call his UM insurance company!

Just the other day I had a client ask me what “UM” insurance is.  Really, it’s pretty simple.  UM or UIM insurance is uninsured or under-insured motorist insurance.  If you are in a wreck and the person who hit you doesn’t have insurance, your UM pays for any injuries you may have.  (It does not cover property damage.)  In Oklahoma, the law requires your insurance agent offer you UM insurance.  If you don’t want to buy it, the insurance company is required to have you sign a rejection where you sign that you don’t want the insurance.

One nice feature of UM insurance is you don’t have to be driving to be covered.  The Oklahoma Supreme Court has even said you are covered while sitting on your front porch, if an uninsured driver hits you!  With medical bills skyrocketing, the costs involved treating injuries from a wreck can be downright scary!  Certain trends tend to repeat themselves.  Dangerous drivers seem to be consistently under insured.  On the good side, UM insurance is relatively cheap.  I’ve seen it save people from insurmountable medical bills or losses from wrecks.

Since this isn’t intended to be legal or insurance advice, give me a call if you have any questions.  580-234-4334.

-Drew

Chairman of the Board for Greater Enid Chamber, Dalen McVay

Dalen D. McVay of Ewbank, Hennigh & McVay, PLLC has recently been designated as Chairman of the Board for the Greater Enid Chamber of Commerce. After two years as the Education Chair for the executive committee of the Chamber, Dalen is excited to step up and serve in a greater capacity. “Our firm is committed to being active in the community and serving on boards and committees.  With offices in Fairview and Laverne, Enid is the place we’ve all chosen to make our home. We’ll continue to do all we can to make Enid an even greater place to reside.”

Below is a copy of Dalen’s letter which was published in the Greater Enid Chamber of Commerce’s July newsletter.

Coming from a small town in the Panhandle, I thought Enid would be “too big.” My wife is from Edmond, and she feared Enid would be “too small.” Instead, we love it here and Enid is the place we’ll retire. It’s a good sized town with a small-town feel. We are truly blessed to be able to raise our three kids in such a wonderful community. I’m honored to serve as the Chairman for the Greater Enid Chamber of Commerce for the 2017-2018 year. After serving two years on the Chamber Executive Committee, I’ve seen many benefits the Chamber is able to provide to its members and the local community. I look forward to not only furthering my commitment to the board, but to Enid as well. Each year the Chamber publishes a three year “strategic plan.” Some of the main focuses this year are on: Supporting education and workforce development throughout the local community; Supporting Vance Air force Base; Promoting state and federal legislative initiatives that benefit Enid and Northwest Oklahoma; And support Enid’s retail market share through programs and expansion. With the help of the community and especially the Chamber members, the Greater Enid Chamber of Commerce will continue to enhance the quality of life in Enid and keep Enid thriving.

-Dalen McVay, Chairman of the Board

 

 

Small Claims Is Where It’s At!

Can I file this in Small Claims Court? People ask that question a lot when considering filing a lawsuit.  

Recently, Governor Mary Fallin signed Senate Bill 661. This bill increases the limit of Small Claims cases from $7,500 to $10,000. The bill is effective November 1, 2017.

Still have questions about the right way to file a lawsuit, give us a call. Our lawyers handle cases of all sizes.

Ewbank, Hennigh & McVay, PLLC covers all of Oklahoma and travels extensively through Northwest Oklahoma representing our clients.

MDA Lock-Up | Enid Oklahoma Lawyer

2016-06-30_0004-1

That’s right – Dalen went to the slammer and raised money to help kids and adults break free from the harmful effects of muscle debilitating diseases.

Did you know that muscular dystrophy, ALS and related disease take away everyday freedoms like walking, running, hugging and even breathing? That’s why I’m dedicating my time behind bars to help MDA fund ground-breaking research across diseases, provide critical care from the first day of diagnosis and empower families with services and support in hometowns across America.

Thank you to everyone who helped by making a donation! With your support, we’ll move toward a future in which kids and adults with muscular dystrophy, ALS and related life-threatening diseases live longer and grow stronger.

DALEN’S MDA LOCK-UP FUNDRAISER

Support Your Schools – Enid Bond Issue

EHM has a strong belief in supporting our local schools.  We give of our time, treasure and talent to help our schools open opportunities for all area kids.  Take some time out of your day to educate yourself about the proposed bond issue.  Hopefully, you’ll agree continued investment in our schools will continue Enid’s growth.

Here’s a link to the official bond issue page:  http://www.enidpublicschools.org/bondissue

 

Educate yourself.  Invest in our schools.  Make Enid better.

Encouraging Respect & Anti-Bullying – Les Norman coming to Chisholm Schools

lesNorman-square-3-01

Ewbank, Hennigh & McVay, PLLC is proud to host an assembly for Chisholm schools this Thursday, December 10.  Les Norman, a former major league baseball player, radio host and motivational speaker will present on the topics of “respect” and “anti-bullying.”

The first presentation will occur at the elementary school in the auditorium at 8:15 a.m. and then again in the high school gymnasium at 10:00 a.m.  Parents and friends are invited to hear this dynamic presenter speak on a topic that is at the forefront of issues schools are facing today.

“Life is a fight, but not everyone is a fighter.  Otherwise bullies would be an endangered species.” 

See you Thurs!

© Copyright 2014. Designed By hollygannett Enid, Oklahoma.

Ewbank & Hennigh Law Firm | 580-234-4334
110 N. Independence | Enid, OK 73701