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Equifax Security Breach – Are You Affected?

Worried about your credit score? Hope all the information on your credit report is correct? Are you worried Equifax may give your personal information to criminals?

It seems a little unnerving that the company who you didn’t ask to keep a VERY detailed file of your personal information, such as social security number, address, bank account numbers, and tons of other information, allowed that information to slip into the hands of cyber criminals. That’s right. Hackers gonna hack, and they got into Equifax, stealing more than 130 MILLION U.S. consumers’ private information.

Identity theft can be a HUGE problem. Here’s a real life example. While in law school, my house was broken into. These guys were smart. They stole check books and some student loan papers that had my social security number on them.

We filed a police report listing everything stolen. For the next 6 years we constantly received collection letters for bad checks. Apparently, Pizza Hut and Dillard’s were big favorites of these particular criminals! Each and every time we received a collection letter, we had to forward a copy of the police report and forgery affidavit to the debt collectors. Some of the agencies didn’t believe us and reported it to the credit bureaus. This required us to dispute the negative information with the credit bureaus. This really was a nightmare!

Now, the same information some crook stole from inside my home buried in a sock drawer was stolen from the mega-million-dollar company by some hack in his mom’s basement.

This really can cause problems. Equifax is working to help. To see if your info has been compromised, go to www.equifaxsecurity2017.com. I find it ironic you have to enter your name and last 6 of your social to check it out. Just didn’t really feel like giving that info to the people who already lost it once. Oh well, I did. I found out my info was compromised. Next step? Sign up for Equifax’s “TrustedID Premier” program. It provides credit and social security number monitoring, freezes your account (this is a good thing), and provides $1 million in identity theft insurance.
Here’s the rub. You have to agree to their terms and conditions, which, of course, are written very favorably to them. The biggest concern is losing the ability to join in a class action lawsuit against them for their failure. Still, it’s probably a good idea to sign up.

Here’s another helpful hint: Go to www.annualcreditreport.com to get a free copy of your credit report from each of the three major credit reporting bureaus. If you find any incorrect information, let us know. We can help get it fixed.

Ewbank, Hennigh & McVay, PLLC
Enid, OK

Chairman of the Board for Greater Enid Chamber, Dalen McVay

Dalen D. McVay of Ewbank, Hennigh & McVay, PLLC has recently been designated as Chairman of the Board for the Greater Enid Chamber of Commerce. After two years as the Education Chair for the executive committee of the Chamber, Dalen is excited to step up and serve in a greater capacity. “Our firm is committed to being active in the community and serving on boards and committees.  With offices in Fairview and Laverne, Enid is the place we’ve all chosen to make our home. We’ll continue to do all we can to make Enid an even greater place to reside.”

Below is a copy of Dalen’s letter which was published in the Greater Enid Chamber of Commerce’s July newsletter.

Coming from a small town in the Panhandle, I thought Enid would be “too big.” My wife is from Edmond, and she feared Enid would be “too small.” Instead, we love it here and Enid is the place we’ll retire. It’s a good sized town with a small-town feel. We are truly blessed to be able to raise our three kids in such a wonderful community. I’m honored to serve as the Chairman for the Greater Enid Chamber of Commerce for the 2017-2018 year. After serving two years on the Chamber Executive Committee, I’ve seen many benefits the Chamber is able to provide to its members and the local community. I look forward to not only furthering my commitment to the board, but to Enid as well. Each year the Chamber publishes a three year “strategic plan.” Some of the main focuses this year are on: Supporting education and workforce development throughout the local community; Supporting Vance Air force Base; Promoting state and federal legislative initiatives that benefit Enid and Northwest Oklahoma; And support Enid’s retail market share through programs and expansion. With the help of the community and especially the Chamber members, the Greater Enid Chamber of Commerce will continue to enhance the quality of life in Enid and keep Enid thriving.

-Dalen McVay, Chairman of the Board

 

 

The Greatest Law Firm on Earth is Hiring

If you haven’t guessed it – yes, we’re referring to EHM. We’ve spent years perfecting our craft, developing our team. And now, it’s time to expand our northwest Oklahoma law firm even more.

We’re currently hiring for an associate attorney with zero to five years of experience. So if you just finished law school and passed your bar exam, you’re in luck. Even if you’ve been practicing law for a bit – we can promise you’ll enjoy the culture around here.

Applicants must be motivated and be willing to work in a variety of capacities. It comes with the territory of working in a law firm. Additionally, we ask that you’re detailed, task-oriented and of course – able to play nice with others.

If your goal is living and working in God’s country (legally defined as the territory north of HWY 51 and west of HWY 81), we’d love to visit with you. Our ideal candidate is seeking gainful employment and experience working in oil and gas title work, family law, legal research, writing and litigation.

Sound like something you’d enjoy? Good. In addition to our awesome work atmosphere, we also provide benefits. Yeah – now we’ve definitely got your attention. To learn more about the position or to apply right away (come on, we know you want to), contact us at ewbank@northwestoklaw.com.

3rd Annual YMCA Back-a-Youth Fundraiser { Enid Oklahoma Law Firm

Ewbank, Hennigh & McVay Law Firm sponsored the 3rd annual Back-a-Youth Basketball game fundraiser along side Edward Jones and several other local businesses in town. Community and youth involvement is important to the firm. Each year the money raised from the event goes towards allowing children less fortunate memberships to the YMCA, located downtown Enid, OK.

This year they raised $4935.00, compared to last year of $4645.00. A special thanks to everyone who helped make this possible. Farmers Insurance – Todd Hamilton, Pheasant Run Golf Course, Bogies Bar and Grill, Holly Gannett Photography and Farm Credit of Enid.

Divorces Are Already Tough Enough

At Ewbank, Hennigh & McVay, PLLC we help a lot of people through the difficult divorce process.

Divorce is not easy.

However, here we are in another legislative session, and, as in prior years, Oklahoma’s legislature is trying to make divorces more expensive.  HB1277 is the newest attempt to drive costs up and pad divorce statistics in Oklahoma.  Let’s face it.  These bills are not designed to help Oklahomans.  Instead, the intent is to artificially reduce the number of divorces reported in some report so our legislators can point to these bogus numbers about how their efforts are helping Oklahoma families.  It’s the typical smoke and mirrors. Frankly, it’s BS.

This bill would require each party pay their own costs and attorney’s fees unless one party can prove the other party caused the divorce by through:

Abandonment,

Adultery,

Impotency,

The wife being pregnant by another man at the time of marriage,

Extreme cruelty,

Fraudulent contract,

Habitual drunkenness or habitual substance abuse,

Gross neglect of duty,

Blah, Blah Blah…

Here’s how it works.  

If the wife can prove the man was impotent (just to grab one), then she can get her attorney’s fees and costs awarded to her.  Oh wait, there’s more.  In addition to her fees, the Judge would be REQUIRED to only give the man 1/4 of the property of the marriage, and give the wife the other 3/4.  Maybe the testosterone lobby is pushing this bill?

The bill also has a fun requirement that if the stated reason for the divorce is incompatibility, the family must attend counseling (for which they must pay), and the divorce cannot be finalized for 6 months.  Great,  we are going to artificially require people to suffer through another 6 months of a failed marriage.  I am sure the kids will love that.  I bet dinner time would be awkward…

Here is the text of the bill:  http://webserver1.lsb.state.ok.us/cf_pdf/2017-18%20FLR/HFLR/HB1277%20HFLR.PDF

Listen, we make money on divorces.  Most people probably think lawyers would jump at the chance to make more money on divorces.  We don’t.  This bill is bad for people. Our goal is to help our clients gets the best result for their situation.  We cannot support anything that artificially makes divorces more difficult for our clients.

You can call your legislature, but it probably won’t do any good.  Us voters didn’t know what we were voting on during the criminal reforms last year, so the legislature is actively working through legislation to override our vote.  Likewise, our Legislature knows better how to handle our marriages than we do.  Uhhmm, Mr. Representative, can I go to the bathroom now?

Enid Oklahoma attorney elected to OBA’s Board of Governors

Enid attorney Kaleb K. Hennigh will serve on the Oklahoma Bar Association’s Board of Governors starting in January 2016.

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Hennigh was elected to represent Supreme Court Judicial District Four, which represents Alfalfa, Beaver, Beckham, Blaine, Cimarron, Custer, Dewey, Ellis, Garfield, Harper, Kingfisher, Major, Roger Mills, Texas, Washita, Woods and Woodward coutnies. He will serve a three-year term. Hennigh was elected Nov. 6 at the OBA’s 111th annual meeting in Oklahoma City.

Hennigh is a founding member of Ewbank, Hennigh & McVay PLLC, a regional law firm focusing on representing clients throughout northwest Oklahoma, and has developed a practice devoted to familial wealth preservation, bankruptcy and asset protection methods and effective small business planning.

Hennigh previously served a one-year term on the Oklahoma Board of Governors as the Oklahoma Young Lawyers Division chairman for 2014.

TO READ FULL ARTICLE CLICK HERE

*PHOTO CREDIT: Holly Gannett Photography
*Original article from Eagle News by Cass Rains

© Copyright 2014. Designed By hollygannett Enid, Oklahoma.

Ewbank, Hennigh & McVay Law Firm | 580-234-4334
110 N. Independence | Enid, OK 73701